To be eligible for the CAIIB examination, you need to:

  1. Clear the JAIIB (or PART 1 of the Associate Examination). 
  2. Members Only: Be employed with a bank/financial institution.

Looking at it this way, clearing JAIIB is a lot like matriculation/secondary studies and CAIIB is the graduation. For admission to a graduation degree, you need to clear your 12th studies.

NOTE: The Reserve Bank of India, State Bank of India, other financial institutions, both central and state-owned, cooperative banks, and any other institutions that the IIBF Council accepts make up the membership of the organization.

Here’s a detailed overview of the CAIIB exam pattern:

Papers No. of Questions Total
Marks		 Time Duration
Paper 1: Advanced Bank Management  100 100 2 hours
Paper 2: Bank Financial Management  100 100 2 hours
Paper 3: Advanced Business & Financial Management  100 100 2 hours
Paper 4: Banking Regulations and Business Laws 100 100 2 hours
Paper 5: Elective Paper

(Candidates to choose any one of their Choice) 

  • Rural Banking 
  • Human Resources Management 
  • Information Technology & Digital Banking 
  • Risk Management 
  • Central Banking
 100 100 2 hours

 

CAIIB Exam Pattern: Additional Details

The CAIIB Exam is held online, and the type of questions are multiple-choice. Each paper carries 100 marks, and there is no negative marking for wrong answers. Each paper is held on different dates, and the duration for each paper is 2 hours. The cut-off for each paper is 50%, i.e. 50 marks out of 100.

For your easy understanding, we have provided the above-mentioned information in a table form below.

Additional Details of the CAIIB Exam Pattern
Total Papers  4 (Compulsory) + 1 (Elective)
Total Questions 100 per paper
Total Marks 100 per paper
Total Duration 2 Hours (120 Minutes) per paper
Negative Marking No
Medium of Exam Hindi or English
Mode of Exam Online
Nature of Questions Objective Multiple Choice Questions (MCQs)

(or) Numerical Questions where candidates have to type the answer
Pattern of Questions
  • Knowledge testing
  • Problem-solving
  • Conceptual grasp
  • Case analysis 
  • Analytical/logical exposition 

Following is an overview of the various modules for the compulsory and elective papers.

Compulsory Papers Syllabus

Papers  Modules Syllabus
Paper 1: Advanced Book Management Module A Statistics
Module B Human Resource Management
Module C Credit Management
Module D Compliance in Banks & Corporate Governance
Paper 2: Bank Financial Management Module A International Banking
Module B Risk Management
Module C Treasury Management
Module D Balance Sheet Management
Paper 3: Advanced Business & Financial Management Module A The Management Process
Module B Advanced Concepts of Financial Management
Module C Valuations, Mergers, & Acquisitions
Module D Emerging Business Solutions
Paper 4: Banking Regulations and Business Laws Module A Regulations and Compliance
Module B Important Acts/Laws & Legal Aspects of Banking Operations(Part A)
Module C Important Acts/Laws & Legal Aspects of Banking Operations(Part B)
Module D Commercial & Other Laws with Reference to Banking Operations

Elective Papers Syllabus

Papers  Modules Syllabus
Paper 1: Rural Banking Module A Rural India
Module B Financing Rural Development
Module C Priority Sector Financing & Govt. Initiatives
Module D Problems & Prospects in Rural Banking
Paper 2: Human Resources Management Module A Human Resource Management
Module B Building an HR Strategy
Module C Motivation, Training, and Skill Development
Module D Personnel Management and Industrial Relations
Module E Emerging Scenario in HRM
Paper 3: Information Technology & Digital Banking  Module A Information Technology & Digital Banking
Module B Systems & Design
Module C Banking Technology Applications & Digital Banking
Module D Information System Security Controls & Audit
Paper 4: Risk Management Module A Risk & Risk Management Framework
Module B Credit Risk
Module C Market Risk
Module D Operational Risk
Module E Basel & RBI Guidelines on Risk Management
Module F Derivatives & Risk Management
Paper 5: Central Banking Module A Rationale & Functions of Central Bank
Module B Central Banking in India
Module C Monetary & Credit Policies
Module D Management of Foreign Exchange Reserves & Constituents of Indian Financial Market
Module E Regulation, Supervision, and Financial Stability
Module F Non-Banking Financial Companies & Primary Dealers

Applicants can either choose an elective in the area they are currently employed in or in the area they would like to work in the future. The best method to select your elective is to pick the area you are currently working in and later move to another elective. This helps you advance your expertise and explore new areas.

To pass with flying colors, you need a minimum of 50 out of 100 in each subject. But, if you score at least 45 in each subject and 50% overall in 1 attempt, you’re still in the game. Here is a detailed explanation.

  1. You must receive a minimum of 50 out of 100 marks in each Paper.  
  2. However, you will be considered to have passed the exam if you receive at least 45 marks in each topic and an overall score of 50% in all subjects in a single try. Applicable only when all papers are cleared at once.
  3. Until the time frame allocated for completing the examination expires, which is 3 years, you are permitted to keep credits for the subjects you have attempted and passed. 

The CAIIB exam is qualifying in nature. To pass, candidates must score a minimum of 50 out of 100 marks in each subject. Candidates must secure at least 45 marks in each subject with an aggregate of 50% marks in all subjects of the examination in a single attempt to clear the exam. However, achieving the target of scoring 50 marks in each subject is not a simple task. It requires a practical preparation strategy, a disciplined approach, and effective time management.

Here’s a step-by-step guide to help you prepare effectively:

 

Step 1: Make Up Your Mind

The initial step for the CAIIB Exam begins with making up your mind. Having already succeeded in the JAIIB exam, with dedicated effort, cracking CAIIB is well within reach. 

Make sure you don’t make any excuses, as making excuses will hinder your progress, resulting in both financial and confidence setbacks. Moreover, don’t be content with your current position. Always motivate yourself (be it monetary benefits, promotion, etc.) and make up a firm mind to clear the exam. 

Step 2: Understand the CAIIB Exam Pattern and Syllabus

Familiarize yourself with the exam pattern, marking scheme, and syllabus. Understand the number of papers, subjects, modules of each subject, and important topics. Choose the Elective Paper according to your strengths. 

Step 3: Identify Sources

After understanding your subjects, it’s time to identify your sources for preparation. The market is filled with a variety of sources, both online and offline, creating confusion about which source to consider. Avoid confusion by clearly defining which source to utilize for each specific subject or topic. 

Step 4: Self-Study or Coaching

To identify whether you can do self-study or need coaching, you need to ask yourself these questions.

  1. Do you have basic knowledge of each subject?
  2. Can you analyze the previous years’ papers on your own?
  3. Can you understand topics from books and other free materials on your own?
  4. Can you ensure self-discipline?

If you can do all of the above-mentioned points, you can clear the exam using free materials and self-study. However, if you cannot, coaching will help you prepare for the CAIIB exam.

Having said this, always remember that coaching serves 4 important purposes:

  • The expert faculty does the hard part of analyzing the previous years’ questions.
  • You get everything you need to clear the exam in one place, and this saves you time.
  • You get doubts support, so whenever you have any doubt related to any subject, you know there is a mentor you can contact.
  • You get a community of like-minded people sailing in the same boat as yours, giving a feeling of belongingness.

This is an overall strategy for your CAIIB preparation.

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