CAIIB 2024 Exam: Dates, Registration, Syllabus, Eligibility & More

CAIIB What is The CAIIB Exam

The CAIIB exam is one of India’s premium exams in the banking and finance industry. Understanding examination details such as the pattern, syllabus, tentative dates, passing criteria, etc., can help candidates develop a suitable preparation strategy in time. 

In this article, we’ll discuss the CAIIB exam, its objective, eligibility, fees, subjects, application, and other important information. 

What is the CAIIB exam?

CAIIB is a flagship course exam conducted by the IIBF for India’s finance and banking sector. Following is an overview of CAIIB’s basic details.

Exam NameCertified Associate Of Indian Institute of Bankers (CAIIB)
Examination BodyIndian Institute of Baking and Finance (IIBF)
Exam LevelNational
General EligibilityJAIIB Certification
Members Only
Selection Process4 Compulsory Papers
1 Elective Paper (5 Options)
Number of Attempts5 Attempts within 3 Years of candidate registration
MediumHindi or English
Exam ConductedTwice a year

Now why should you appear for CAIIB after clearing your JAIIB certification? What is the objective of CAIIB and how does it help you upskill? Let’s find out.

CAIIB Objective

The objective of CAIIB is to transform candidates into competent decision-makers and leaders in the banking universe. It empowers you to develop expertise in multiple areas such as:

  1. Treasury Management
  2. Risk Management
  3. Balance Sheet Management
  4. Credit Management
  5. Financial Management
  6. International Banking
  7. Economic Analysis
  8. Business Laws etc. 

Post completion of CAIIB, candidates can further explore listed specialisations for career and knowledge advancement.

CAIIB Important Dates

The IIBF conducts the CAIIB exam twice a year, around June and December. 

Period I: CAIIB 2024 June-July Session

EventsImportant Dates
CAIIB 2024 Online Registration Start07 May 2024
CAIIB 2024 Online Registration Last Date27 May 2024
Last Date to Pay the Application Fee27 May 2024
CAIIB 2024 Exam Dates07 July 2024 to 27 July 2024
Advanced Bank Management 07 July 2024
Bank Financial Management 13 July 2024
Advanced Business & Financial Management14 July 2024
Banking Regulations and Business Laws 21 July 2024
(Elective Papers)
Rural Banking 
Human Resources Management 
Information Technology & Digital Banking 
Risk Management 
Central Banking
27 July 2024

Period II: CAIIB 2024 November-December Session

EventsImportant Dates
CAIIB 2024 Online Registration Start03 September 2024
CAIIB 2024 Online Registration Last Date23 September 2024
Last Date to Pay the Application Fee23 September 2024
CAIIB 2024 Exam Dates24 November 2024 to 15 December 2024
Advanced Bank Management 24 November 2024 
Bank Financial Management 01 December 2024 
Advanced Business & Financial Management08 December 2024 
Banking Regulations and Business Laws 14 December 2024 
(Elective Papers)
Rural Banking 
Human Resources Management 
Information Technology & Digital Banking 
Risk Management 
Central Banking
15 December 2024 

The question that now comes is whether the CAIIB exam is open to all or are there restrictions. Can any bank employee appear for it? Is there a qualifying round of another examination? Let’s find out!

CAIIB Exam Eligibility

To be eligible for the CAIIB examination, you need to,

  1. Clear the JAIIB [or PART 1 of the Associate Examination]. 
  2. Members Only: Be employed with a bank/financial institution.

Look at it this way, clearing JAIIB is a lot like matriculation/secondary studies and CAIIB is the graduation. For admission to a graduation degree, you need to clear your 12th studies.

Click here to learn all about JAIIB Exam 2024.

NOTE: The Reserve Bank of India, State Bank of India, other financial institutions, both central and state-owned, cooperative banks, and any other institutions that the IIBF Council accepts make up the membership of the organisation.

CAIIB Exam Attempts

Although conducted twice a year, candidates are restricted to a timeline and number of attempts. Candidates are given 5 attempts within 3 years. It is important to note that,

  1. The 5 attempts within 3 years begin on the day of your first registration.
  2. Those who pass can keep their credit for subsequent tries in those topics.
  3. Regardless of whether a candidate shows up for the exam/specific paper or not, a submitted application is counted as an attempt.
  4. An applicant will need to re-enroll if they use all 5 attempts before the 3-year period ends. Similarly, a candidate will have to re-enroll if they do not use all 5 attempts by the time the 3 years have passed.
  5. Applicants won’t be able to retain credit for subject/s passed, if any, post the 3-year cycle.

Now, the most important point for you to remember here is that you’ve got 5 shots at this within 3 years from the day you register. Best of luck!

CAIIB Exam Registration

You will be able to register for the application of CAIIB 2024 at the Institute’s official website. The registrations open with the release of the official notification.

How to Apply Online for CAIIB 

  1. Go to the official website of IIBF.
  2. On the main page, Select “Examination/Courses.”
  3. Select “Flagship Courses” from the drop-down menu. 
  4. After choosing CAIIB, click “Apply Online.” 
  5. Enter your membership number and password to log in; carefully read the instructions, then click “Accept.”
  6. Enter information such as the mode, medium, exam centre, work location, etc.
  7. Select “preview” and study the CAIIB Application form to make sure all the information is accurate and spelled correctly.
  8. Select “accept and submit” to complete the online payment process.
  9. Choose a payment method (credit/debit card, net banking), then adhere to the on-screen directions.
  10. Keep printed copies of the registration form and fee receipt.

Important Note – CAIIB Application Process

  1. Wait a moment for the server to notify you after submitting your payment details. The process may take up to 5 seconds or longer. Do not press the Back, Refresh, or Submit buttons repeatedly.
  2. If a candidate’s account is debited for payment and the transaction fails, the Institute will return all fees within 10 to 12 working days of the transaction date. 

Applicants must provide an accurate mobile number/email address to receive application confirmations and other official communications.

Application Fee for CAIIB 

The CAIIB application fee depends on when you register. Is it the 1st registration of your 3-year cycle or a consecutive attempt in the same cycle? 

And yes, each attempt needs a separate registration.

CAIIB Exam Attempts Fee

Following is a detailed breakdown of the fee structure based on the registration timeline:

  • The registration fees for the 2nd and 3rd weeks will be the standard examination price + Rs. 100.
  • The fees for the 4th week of registration are the standard examination price + Rs. 200. 
  • The examination fees will be the standard examination price + Rs. 200/- for the additional days if the registration date is extended past 4 weeks. 
  • Once a fee has been paid, it can not be modified or refunded.

Do note that you have to pay the fees online via debit card, credit card, net banking, UPI, Wallet, or QR. 

Your aim should be to clear the CAIIB exam on your first attempt. Money matters, right? So, it’s time to focus and get serious!

CAIIB Exam Centres

As a CAIIB applicant, you can select the examination location and time slot of your choosing for each Paper on a first-come, first-served basis. However, do remember that,

  1. You need to select the centre location based on your job location. 
  2. If there is no exam centre in your area, then you need to apply for the nearest centre only. 
  3. If you violate this rule or provide wrong information, your application is liable for cancellation
  4. Requests to switch the centre, location, or time slot will not be accepted. So make sure you pick the right centre the first time.

For a detailed list of the CAIIB Exam centres, you are advised to visit the official website of IIBF.

CAIIB Exam Pattern

With the application details clear, let’s look at the exam pattern to understand the type of questions one can expect, the number of papers you have to study for, etc.

Total Papers 4 (Compulsory) + 1 (Elective)
Total Questions100 per paper
Total Marks100 per paper
Total Duration2 Hours (120 Minutes) per paper
Negative MarkingNo
Medium of ExamHindi or English
Mode of ExamOnline
Nature of QuestionsObjective Multiple Choice Questions (MCQs)
(or) Numerical Questions where candidates have to type the answer
Pattern of QuestionsKnowledge testing
Conceptual grasp
Case analysis 
Analytical/logical exposition 

CAIIB Exam Subjects

The CAIIB exam consists of 5 papers, 

A. Compulsory

  1. Advanced Bank Management 
  2. Bank Financial Management 
  3. Advanced Business & Financial Management 
  4. Banking Regulations and Business Laws 

B. Elective Papers 

(Candidates to choose any one of their Choice) 

  1. Rural Banking 
  2. Human Resources Management 
  3. Information Technology & Digital Banking 
  4. Risk Management 
  5. Central Banking

CAIIB Exam Syllabus 

Following is an overview of the various modules for the compulsory and elective papers.

CAIIB Compulsory Paper Topics 

Paper 1: Advance Book ManagementModule AStatistics
Module BHuman Resource Management
Module CCredit Management
Module DCompliance in Banks & Corporate Governance
Paper 2: Bank Financial ManagementModule AInternational Banking
Module BRisk Management
Module CTreasury Management
Module DBalance Sheet Management
Paper 3: Advanced Business & Financial ManagementModule AThe Management Process
Module BAdvanced Concepts of Financial Management
Module CValuations, Mergers, & Acquisitions
Module DEmerging Business Solutions
Paper 4: Banking Regulations and Business LawsModule ARegulations and Compliance
Module BImportant Acts/Laws & Legal Aspects of Banking Operations(Part A)
Module CImportant Acts/Laws & Legal Aspects of Banking Operations(Part B)
Module DCommercial & Other Laws with Reference to Banking Operations

Elective Paper Topics

Paper 1: Rural BankingModule ARural India
Module BFinancing Rural Development
Module CPriority Sector Financing & Govt. Initiatives
Module DProblems & Prospects in Rural Banking
Paper 2: Human Resources ManagementModule AHuman Resource Management
Module BBuilding an HR Strategy
Module CMotivation, Training, and Skill Development
Module DPersonnel Management
Paper 3: Information Technology & Digital Banking Module AInformation Technology & Digital Banking
Module BSystems & Design
Module CBanking Technology Applications & Digital Banking
Module DInformation System Security Controls & Audit
Paper 4: Risk ManagementModule ARisk & Risk Management Framework
Module BCredit Risk
Module CMarket Risk
Module DOperational Risk
Module EBasel & RBI Guidelines on Risk Management
Module FDerivatives & Risk Management
Paper 5: Central BankingModule ARationale & Functions of Central Bank
Module BCentral Banking in India
Module CMonetary & Credit Policies
Module DManagement of Foreign Exchange Reserves & Constituents of Indian Financial Market
Module ERegulation, Supervision, and Financial Stability
Module FNon-Banking Financial Companies & Primary Dealers

Download the module-wise most important topics of the CAIIB exam.

Applicants can either choose an elective in the area they are currently employed in or in the area they would like to work in the future. The best method to select your elective is to pick the area you are currently working in and later move to another elective. This helps you advance your expertise and explore new areas.

CAIIB Exam Admit Card

The Admit Card for the exam is released approximately a week before the official exam date. It is sent to the candidate on their registered e-mail ID. It is also listed on the website for easy download. 

To download, the following steps are followed,

  1. Go to the official website of IIBF.
  2. Select the “Examination/Courses” section from the menu on the left.
  3. Now select “Admit letters” from the drop-down list.
  4. Select <Month/Year> CAIIB Admit Card.
  5. Enter the password and CAIIB membership credential.
  6. The screen will display the CAIIB exam 2024 admit card.
  7. Check the information, download the admission card, and print it for your records.


  • Printed copy of the admit card and an original Membership Identity card or other valid photo ID must be shown by the candidate at the exam centre.
  • Identity cards examples: Aadhaar/e-Aadhaar, employer’s card, PAN card, driver’s licence, voter’s card for an election, passport, etc.
  • Admission to the exam centre is denied in case of missing documents.

CAIIB Exam Result

The CAIIB Exam result announcing the list of qualified candidates is made following the completion of the examination process. The results for each paper are displayed individually on the website.

  1. Go to the IIBF’s official website and select “Examinations/Courses.” 
  2. Click the “Result for CAIIB Examination” link after selecting Results/Consolidated Marksheet.  
  3. Click “Submit” after entering your password and Registration/Membership ID.  
  4. Download your results for future reference. 

CAIIB Passing Criteria

To pass with flying colours, you need a minimum of 50 out of 100 in each subject. But hey, if you score at least 45 in each subject and 50% overall in 1 attempt, you’re still in the game. Let us explain.

  1. You must receive a minimum of 50 out of 100 marks in each Paper.  
  2. BUT, you will be considered to have passed the exam if you receive at least 45 marks in each topic and an overall score of 50% in all subjects in a single try. Applicable only when all papers are cleared at once.
  3. Until the time frame allocated for completing the examination expires, which is 3 years, you are permitted to keep credits for the subjects you have attempted and passed. 

CAIIB Exam Scorecard

Candidates receive a digitally signed CAIIB Certificate. It is issued to only those applicants who have enrolled and passed the examination. The Certificate is mailed to the candidate’s registered email ID, within 3 weeks from the date of declaration of result. You can later download it for safekeeping.

When downloading your results, ensure that the following details are keyed in correctly,

  1. Name  
  2. Roll Number 
  3. Registration/Membership Number 
  4. Marks scored in each subject 
  5. Total Marks secured 

These details are crucial to your promotions and increments at work. It is a lifetime certification, showcasing your competence, advanced knowledge, and expertise. Take good care of it!

CAIIB Exam Benefits

Lastly, all of us hustle for growth. Banking certifications such as CAIIB provide a fantastic opportunity for people aiming for early career progression. They deliver attractive benefits such as income increases, allowances, better employment opportunities, etc. 

Monetary Benefits

Basic Pay Increments

As per the latest format of IIBF, the basic pay increase for the chosen personnel after clearing the CAIIB exam is conditional on their employment position with the bank. For instance, 

  1. Clerk: As a clerk, you are eligible for 2 increments.

[For example, Rs. 11, 765 + Rs. 655 multiplied by three becomes Rs. 13,730 (basic)]

  1. Officer on Probation (PO): As an officer, you are eligible to receive 1 increment. 

Allowance increment

With the increase in your base pay, your other allowances—TA, DA, and HRA—also rise in parallel.

Increase in Pension Corpus

Similarly, your pension contribution rises as well. Ain’t that a sweet reward for the golden age!

Other Benefits


CAIIB certification helps you win promotions of higher salaries and increased responsibilities. Successful competent candidates are also likely to get reputed high-paying posts in private-sector banks.

Knowledge and Skills

CAIIB is not just a means to a promotion. Preparing for CAIIB helps widen your expertise. It provides candidates with the latest knowledge of the banking and finance sector ensuring holistic career advancement. 


We’ve covered a lot about the CAIIB exam – how it works, what you need to qualify, and more. Knowing these things is super important as you plan your next steps. Passing the CAIIB exam isn’t just about transforming into a competent professional; it’s a golden ticket that can help you move up the career ladder in banking. 

The cool thing is, that starting this journey early in your career can make a big difference in the progress you make at work. So, pull up your socks for the 2024 CAIIB exam as it’s time for you to level up!


1. What is the starting date for CAIIB registration 2024?

The starting date of CAIIB registration 2024 is 07 May 2024 for the session of June-July and 03 September 2024 for the session of November-December.

2. Who can apply for CAIIB?

To apply for CAIIB, candidates must,
a) Be active members of IIBF.
b) Have passed the JAIIB certification.

3. Is the CAIIB certificate mandatory for a career in banking?

The CAIIB certificate is not mandatory for a career in banking. It aims to provide bankers with expertise in specialised departments. It is widely recognized by employers in the banking sector and helps with career progression.

4. Are candidates allowed to take Calculators in CAIIB exam?

Yes, candidates can take calculators in the IIBF CAIIB exam. However digital or scientific calculators are prohibited.

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EduTap Team
EduTap Learning Solutions comprises of highly skilled and qualified engineers, management professionals, CAs, CFAs, commerce graduate educators and support team members. Just like you we have also been aspirants in the past, which makes it even more special and helps us to understand the requirements and challenges you might come across during every stage of your journey. Be it identifying the right job profile, pre-exam preparation strategy, syllabus, time management, the right method to attempt your exams and prepare for the final interview round, our expert mentors are here to guide you to move in the right direction and bring the best out of you.

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