RBI Grade B Cut-Off Analysis of Last 5 Years Phases of 1, 2 and Interview

Whether you’re a seasoned or a beginner RBI Grade B aspirant, analysing the previous years’ cut-off offers valuable insights, allowing you to tailor your preparation strategy.

In this article, we’ll explain the RBI Grade B cut-off marks analysis of the last 5 years (2023 to 2018), including the final, Phase 2, Phase 1, and sectional cut-off marks.

RBI Grade B 2023 Cut-Off

The final result of the 2023 exam is yet to be declared, so, we have provided the sectional and overall cut off marks for the phase 1 exam only.

RBI Grade B 2023 Phase 1 Cut-Off

Here are the Phase 1 cut-off marks of the RBI Grade B 2023 exam.

RBI Grade B 2023 Phase 1 Sectional Cut-Off

Here are the Phase 1 sectional cut-off marks of the RBI Grade B 2023 exam.

After getting familiar with the RBI Grade B 2023 Phase 1 cut-off, let’s take a look at the 2022 cut-off marks.

RBI Grade B 2022 Cut-Off

Below, we have provided the overall cut-off of RBI Grade B 2022, including the final, Phase 2, Phase 1, and sectional cut-off.

RBI Grade B 2022 Final Cut-Off

Here are the final cut-off marks of the RBI Grade B 2022 exam.

RBI Grade B 2022 Phase 2 Cut-Off

Here are the Phase 2 cut-off marks of the RBI Grade B 2022 exam.

RBI Grade B 2022 Phase 1 Cut-Off

Here are the Phase 1 cut-off marks of the RBI Grade B 2022 exam.

RBI Grade B 2022 Phase 1 Sectional Cut-Off

Here are the Phase 1 sectional cut-off marks of the RBI Grade B 2022 exam.

After getting familiar with the RBI Grade B 2022 overall cut-off, let’s take a look at the 2020-21 cut-off marks.

RBI Grade B 2020-21 Cut-Off

Below, we have provided the overall cut-off of RBI Grade B 2020-21, including the final, Phase 2, Phase 1, and sectional cut-off.

RBI Grade B 2020-21 Final Cut-Off

From 2020-21, the weightage of interview increased from 50 marks to 75 marks. Here is the list of final cut-off marks analysis of the RBI Grade B 2020-21 exam.

RBI Grade B 2020-21 Phase 2 Cut-Off

Here are the Phase 2 cut-off marks of the RBI Grade B 2020-21 exam.

RBI Grade B 2020-21 Phase 1 Cut-Off

Here are the Phase 1 cut-off marks of the RBI Grade B 2020-21 exam.

RBI Grade B 2020-21 Phase 1 Sectional Cut-Off

Here are the Phase 1 sectional cut-off marks of the RBI Grade B 2020-21 exam.

After getting familiar with the RBI Grade B 2020-21 overall cut-off, let’s take a look at the 2019 cut-off marks.

RBI Grade B 2019 Cut-Off

Below, we have provided the overall cut-off of RBI Grade B 2019, including the final, Phase 2, Phase 1, and sectional cut-off.

RBI Grade B 2019 Final Cut-Off

Here are the final cut-off marks of the RBI Grade B 2019 exam.

RBI Grade B 2019 Phase 2 Cut-Off

Here are the Phase 2 cut-off marks of the RBI Grade B 2019 exam.

RBI Grade B 2019 Phase 1 Cut-Off

Here are the Phase 1 cut-off marks of the RBI Grade B 2019 exam.

RBI Grade B 2019 Phase 1 Sectional Cut-Off

Here are the Phase 1 sectional cut-off marks of the RBI Grade B 2019 exam.

After getting familiar with the RBI Grade B 2019 overall cut-off, let’s take a look at the 2018 cut-off marks.

RBI Grade B 2018 Cut-Off

Below, we have provided the overall cut-off of RBI Grade B 2018, including the final, Phase 2, Phase 1, and sectional cut-off.

RBI Grade B 2018 Final Cut-Off

Here are the final cut-off marks of the RBI Grade B 2018 exam.

RBI Grade B 2018 Phase 2 Cut-Off

Here are the Phase 2 cut-off marks of the RBI Grade B 2018 exam.

RBI Grade B 2018 Phase 1 Cut-Off

Here are the Phase 1 cut-off marks of the RBI Grade B 2018 exam.

RBI Grade B 2018 Phase 1 Sectional Cut-Off

Here are the Phase 1 sectional cut-off marks of the RBI Grade B 2018 exam.

Here is a video explaining the RBI Grade B cut-off marks in detail.

Now that you have understood the RBI Grade B cut-off marks analysis of the last 5 years (2023 to 2018) for Phases 1 and 2, let’s note the key takeaways from these cut-offs.

RBI Grade B Phase 1 Cut-Off

For your easy understanding, we have provided the last 7 years’ cut-offs of the RBI Grade B Phase 1 in the table below.

Key Takeaways: RBI Grade B Phase 1 Cut-Off

Here are the key takeaways from Phase 1 cut-off marks:

1. Never Target the Cut-Off Marks

As you can see from the data above, the cut-off reached 122 in 2019 but went down to 54.25 in 2023. This is because the 2019 exam was relatively easy, resulting in a higher cut-off, while the 2023 exam, with its moderate to difficult level, caused a lower cut-off. The RBI Grade B exam is unpredictable, so focusing on your preparation is better than targeting cut-off marks.

2. Sectional Cut-Off Has Never Been Above 25% of the Total Marks

It is not possible to establish a fixed sectional cut-off for individual subjects. However, based on the trends observed over the past seven years, the sectional cut-off consistently remains below 25% of the total marks.

3. Sectional Cut-Offs Can be Misleading:

To explain this, let’s take the example of 2022. Achieving 12 marks in GA, 4.5 each in English and Quant, and 9 in Reasoning may appear manageable. However, it only adds up to 30 marks. This falls short of even 50% of the overall cut-off, 63.75 marks. Securing the sectional cut-off is essential, but it’s also crucial to clear the overall Phase 1 cut-off to qualify for Phase 2.

RBI Grade B Phase 2 & Final Cut-Off

For your easy understanding, we have provided the last 6 years’ cut-offs of the RBI Grade B Phase 2 and Final in the table below.

Key Takeaways: RBI Grade B Phase 2 and Final Cut-Off

Here are the key takeaways from Phase 2 and Final cut-off marks:

1. Clearing Just the Interview Cut-Off is Not Enough

As you can see from the data above, the cut-off difference between Phase 2 and Final is 63 marks. E.g., in 2023, securing 171.25 marks ensures qualification for the interview stage. However, candidates need to score at least 63 marks in the interview, which is quite challenging.

Merely meeting the cut-off thresholds isn’t sufficient for interview success. You need to understand the cut-off and aim for higher marks to ease the pressure of the interview.

2. Understand the Difficulty Level

On average, the cut-offs are around 65% to 70%. The high cut-off marks indicate that the exam difficulty level is easy to moderate. So, if you have conceptual knowledge of Finance, Management, Economics, etc., and prepare well, you can easily crack the exam.

3. Understand the Trends in Sectional Marks

We have analysed previous years’ cut-offs to identify the trends in sectional marks. Here are the sectional cut-off marks for Phase 2:

1. FM: 75+
2. ESI: 60-65
3. English: 65-70

It is crucial to understand which subjects are scoring and prioritise them to achieve the overall cut-offs.

a. Finance and Management

It is the highest-scoring subject where you can easily score 75+ marks. The Finance subject includes static and current components, but the management part is static only, thus reducing the current affairs questions compared to the ESI paper. So, while preparing for Phase 2, Finance and Management should be your priority.

b. Economic and Social Issues

The majority of the questions asked in the ESI paper are based on current affairs. The vast scope of current affairs makes it challenging for candidates to secure high marks. So, keep the ESI your second priority.

c. English

If you prepare well for current affairs, you can easily score good marks in English. However, current affairs can only increase your factual knowledge. You still need to practise writing your answers to express your ideas in words easily.

4. Don’t Take Interview Lightly

The interview is the final deciding factor of your exam. Instances exist where candidates excelled in Phase 2 but scored lower marks in the interview. The interview marks ranged from as low as 4 marks to as high as 73. This so much variation makes it unpredictable. So, it is advisable not to take the interview lightly. Dedicate time to mock interviews, seek feedback, and address any areas that may need improvement.

Here is a video explaining the analysis of the RBI Grade B Phase 1 & 2 cut-off marks with key takeaways.

Now that you have understood the key takeaways of the cut-off marks analysis, it’s time to understand the RBI Grade B marking scheme.

RBI Grade B Marking Scheme

Below, we have explained the marking scheme for all three phases of RBI Grade B:

• Phase 1 (Prelims)
• Phase 2 (Mains)
• Phase 3 (Interview)

RBI Grade B Phase 1 Marking Scheme

Phase 1 consists of four sections, each carrying a different weightage. Here is the RBI Grade B Phase 1 marking scheme:

After getting familiar with the RBI Grade B Phase 1 marking scheme, let’s understand the same for Phase 2.

RBI Grade B Phase 2 Marking Scheme

Here is the RBI Grade B Phase 2 marking scheme:

RBI Grade B Phase 3 (Interview) Marking Scheme

The interview is divided into two parts: Psychometric test and interview. Here is the RBI Grade B Phase 3 marking scheme:

Download the e-book to get the RBI Grade B Cut-Off Analysis in PDF.

Conclusion

Understanding the RBI Grade B cut-off is not just about meeting minimum requirements; it’s a strategic roadmap for success. The analysis of past cut-off trends, both sectional and overall, offers insights into the dynamic nature of the examination. Meeting the cut-off is crucial, but the journey doesn’t stop there. Aspirants are encouraged not only to aim for the cut-off but also to surpass it, emphasising a comprehensive and well-rounded preparation approach. By incorporating strategic planning and consistent effort, candidates can increase their chances of achieving success.

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