This is the story of Mr. Utkarsh Agrawal, who cracked the RBI Grade B exam in his second attempt. After facing initial setbacks in his UPSC Civil Services journey, he shifted his focus towards the RBI Grade B exam. 

However, he failed in his first attempt. Disappointed but determined, he learned from his mistakes, made several changes in his preparation strategy, and ultimately cracked the RBI Grade B exam in his second attempt. 

In this article, Mr. Utkarsh shares his RBI Grade B preparation strategy, resources, and more.

Background

• Completed 12th grade in Gorakhpur, Uttar Pradesh
• Graduated with B.Com honors from Shri Ram College of Commerce (Delhi University)
• Achieved the intermediate level of the Chartered Accountancy program
• Prepared for the UPSC Civil Services Exam
• Started preparing for the RBI Grade B Exam (After two failed UPSC attempts)

Brief Introduction

I completed my twelfth class in Gorakhpur, Uttar Pradesh. After that, I went to Delhi University to pursue a B.Com honors degree from Shri Ram College of Commerce. I graduated from college in 2017. While at the college, I also completed the intermediate level of the Chartered Accountancy program. 

However, I decided not to continue it further and instead set my goals for the UPSC Civil Services Exam. Straight out of college, I began preparing for the Civil Services Exam. I reached the Mains stage in my first attempt, but unfortunately, I couldn’t clear the Prelims in my second attempt, which was a major setback for me.

After two failures, I started looking for other equally good opportunities. I then learned about the RBI Grade B exam.

My RBI Grade B Journey

The RBI Grade B exam was something new for me. I meticulously researched it, learning about the exam pattern, syllabus, difficulty level, and more. However, due to COVID-19, the 2020 exam date was postponed.

This unexpected delay granted me valuable time to analyze RBI Grade B past year papers, deepening my understanding of the exam. However, when the RBI Grade B exam finally occurred in 2021, the format had changed, presenting a new set of challenges.

For the past two years, I was solely preparing for this exam. While I had participated in banking exams for practice, my ultimate goal had always been to join the RBI as an officer. After two attempts, I finally cracked the RBI Grade B exam!

I also participated in banking exams for practice, but my ultimate goal was to join the RBI as an officer.

Learnings From My First RBI Grade B Attempt

Upon reviewing my RBI Grade B Mains scorecard, I saw that I had performed reasonably well, missing the cut-off by a mere 0.5 marks. This happened primarily because I completely missed one 10-marker question and another 15-marker question due to poor time management.

Therefore, the major lesson I learned from my previous attempt was the importance of effective time management. In the descriptive section, even if you write something regarding the topic, you may get some marks (whether it’s checked by computer or human). However, if you leave the question blank, you will get no marks.

So, my focus for the next year was on completing the English, ESI, and FM descriptive papers within the time limit. Since the descriptive section was introduced in 2021, I had no time management skills for the descriptive section. As a result, my sole focus this time was on time management.

I had performed reasonably well in my first RBI Grade B attempt but missed the cut-off by a mere 0.5 marks.

My Motivators

My RBI Grade B journey has been a long one, stretching almost five years. It was filled with challenges. I faced several issues, including adverse mental health, a brief period of clinical depression, and major sleep problems. These were significant hurdles.

How Did I Overcome My Hurdles? 

My family’s unwavering support, both emotional and financial, played a crucial role in overcoming my hurdles. My friends were also a source of strength. They were there to listen and offer positive perspectives whenever I needed to talk. When you’re in such a situation, getting stuck in a negative feedback loop of thoughts is easy. But talking to friends helped me break free from that cycle. 

They helped me see possibilities and motivated me by reminding me of my potential. They emphasized that it was just a matter of time, and that belief was vital in helping me navigate this journey.

Ultimately, self-belief was the most important factor. If you don’t believe in yourself, no amount of external motivation can truly help. I had to believe that even though I wasn’t achieving positive results at that moment, with better performance and learning from my mistakes, I could succeed in the future.

My friends and family were my biggest motivators.

My Stress Relievers 

Watching movies or YouTube videos has helped me a lot as a stress reliever. However, one of the best stress-busters was sleep. Getting good sleep can solve half your problems. When you wake up feeling refreshed, you can approach challenges with a fresh mind. So, watching movies, listening to music, taking evening walks, and similar activities are all effective ways to manage stress.

My stress relievers were watching movies, listening to music, taking evening walks, and sleeping well.

RBI Grade B Vs. Other Bank PO Exams

Over the past two years, I have taken the prelims for most bank exams, including IBPS PO, SBI PO, and RRB PO. To my surprise, I wasn’t able to clear most of them, particularly the prelims stage. I discovered the reason was the emphasis on speed in these banking prelims. You need to solve 100 questions in just 60 minutes.

However, the RBI Grade B prelims exam is different. It doesn’t prioritize speed as much as selecting the right questions to clear the cut-off. Despite not clearing most of the SBI PO and IBPS PO prelims, I managed to clear the RBI Grade B prelims exam both times I gave it.

In my first attempt, I scored 91 in Phase 1, and this time, I scored 83. Both scores were comfortably above the cut-off, providing a safe buffer.

While other bank PO exams require speed (to solve 100 questions in 60 minutes), the RBI Grade B exam requires strategic question selection.

My RBI Grade B Phase 1 Preparation Strategy

For RBI Grade B Phase 1, I focused on General Awareness (GA) as it was the low-hanging fruit. Here’s why: 

1. Firstly, it carries the highest weightage (80 marks out of 200) in the RBI Grade B Phase 1. 
2. Secondly, preparing for GA benefits not only Phase 1 but also Phase 2 and the interview stage.

Therefore, I placed a disproportionate emphasis on GA as compared to the other subjects. Quant and Reasoning are only part of Phase 1, which is a qualifying stage. Their marks don’t contribute to the final selection. So, my strategy was to focus on understanding the concepts well enough to achieve the sectional cut-offs for these subjects.

 I focused on General Awareness (GA) as it was the low-hanging fruit. 

My RBI Grade B English Strategy

I don’t believe a specific book is necessary for English preparation. The key lies in practicing mock tests. Your English skills will naturally develop since you’re already exposed to a wide range of daily reading materials like PIB, newspapers, ESI, and FM. It’s more about acquiring a sense of how English sounds and functions.

Consistent daily reading eliminates the need to memorize grammar rules and other details. What truly matters is common sense and applying what you learn.

Additionally, developing speed reading skills is crucial. The English exam tends to be lengthy, and I wasn’t able to read all the questions during my own test. Therefore, speed reading allows you to review the entire paper and answer all the questions.

There’s no need for a specific book for English. Just continue reading the materials you already use and focus on practicing with mock tests.

My RBI Grade B Quant and Reasoning Strategy

Quant and Reasoning weren’t my strongest subjects. So, I analyzed papers from previous years to identify important topics. EduTap’s YouTube channel had videos on those topics, and they even identified the high-scoring ones in both Quant and Reasoning. I practiced those topics repeatedly. My resources were:

1. EduTap YouTube Channel: The faculty at EduTap had solved previous years’ questions (PYQs) and provided practice questions on their channel.
2. MeritShine YouTube Channel: They had a playlist for the SBI PO 2017 exam, but it was still very relevant for the RBI Grade B Phase 1 and a good resource for preparation.

I recommend a YouTube channel called Career Definer for those who can’t afford any courses. This channel had prepared topic-wise playlists for every subject in Quant and Reasoning. These are valuable resources for RBI Grade B aspirants.

I analyzed PYQs and followed the YouTube channels of EduTap and MeritShine.

My RBI Grade B Current Affairs Strategy

My RBI Grade B current affairs strategy was quite comprehensive. Since I was a full-time aspirant, I could afford to invest the time required to prepare for current affairs.

Here’s a breakdown of my RBI Grade B current affairs approach:

• Daily Notes: I used to prepare daily notes from the AffairsCloud website. Depending on the importance of the news, this took me around 45 minutes to an hour daily.
• Newspapers: As a UPSC aspirant, I followed a newspaper every day. I aimed for a dedicated time of 30 to 45 minutes in the morning. It not only helped with current affairs but also improved my English.
• Daily Review: I prioritized daily review because covering current affairs monthly became bulky and difficult to retain. The daily review helped me break down information into smaller, manageable parts.
• Government Schemes: I covered government schemes before Phase 1 because Phases 1 and 2, though separate exams, had a short gap (around 20-25 days) where revision and answer writing practice were crucial. Ideally, Phase 2 preparation should be done before Phase 1. Additionally, some Phase 2 syllabus topics, like the memorandum of association, appeared in Phase 1.

I read newspapers and Affairscloud and made daily notes.

I also followed some additional resources for RBI Grade B current affairs preparation:

Additional RBI Grade B Current Affairs Resources

Here are the additional resources that I utilized to prepare for the RBI Grade B current affairs:

• PIB & RBI Websites (6 Months): I covered these websites because many questions came directly from them.
• Budget Speech: Given the exam timing (March-April), the budget speech in February became very important. I recalled 6-7 questions being asked directly from the budget in the 2021 exam and 3-4 questions in the 2022 exam. 
• Economic Survey: I don’t recommend reading the entire survey due to time constraints. However, referring to question compilations on the economic survey can be beneficial.
• RBI Functions and Workings PDF: I recommend reading this 200-page document ( it will take around 15-20 days) before Phase 1. It provides a good understanding of the RBI, its functions, monetary policy, and various departments. For instance, there was a question in Phase 1, “When was the Federal Reserve established?” The RBI Functions and Workings document clearly states the answer (1930) on the first page. Reading this document provides not only a broader perspective but also valuable facts and figures that can strengthen your performance in the GA section of Phase 1.

I also read the PIB and RBI websites (6 months), budget speech, Economic survey, and RBI functions & working PDF.

Importance of Solving MCQs

Practicing MCQs was important because once you had read something, the important thing in the exam was whether you could recall it at the right time. Just remembering it wasn’t important; marking the right option was, and for that, you needed to practice MCQs. There were a plethora of platforms available to practice MCQs.

How Many Months’ Current Affairs Is Important?

GA was full of data and facts, and it wasn’t possible to remember all of that. So, I focused more on the last three months’ general awareness, which was most important because most of the questions came from there only. Hence, I suggest covering everything about the last three months. 

My RBI Grade B Phase 1 Revision Strategy

Since my RBI Grade B Phase 1 exam was in the first shift, I woke up around 2 AM and read current affairs from 2:00 AM to 8:30 AM. That helped me because I just put these figures in my short-term memory. It would help me recall the answers in the exam easily.

With this strategy, I was able to get good marks without a lot of effort. I got around 48 marks in GA, which helped me clear the overall RBI Grade B Phase 1 cut-off.

On the exam day, I read current affairs from 2:00 AM to 8:30 AM.

My RBI Grade B Phase 1 Mock Tests Experience

I had purchased RBI Grade B mock tests but was very afraid to take them. I was worried that getting low scores would demotivate me. Therefore, I only took one mock test for this exam, a week before Phase 1. I primarily used the mock to simulate the exam environment, assess my preparation level, and see if I could focus for two hours. 

I scored 99.76% in the RBI Grade B Phase 1 mock test, which indicated that I was on the right track. 

I was afraid of giving RBI Grade B Phase 1 mock tests.

My Resources for Practicing RBI Grade B Phase 1 Exam Questions

For practice, I focused on YouTube. I’d search for specific topics like “reverse syllogism” and practice from various videos. Textbooks weren’t ideal for me as they lacked interaction. YouTube offered a vast library of free practice questions, making it a smart resource for efficient RBI Grade B Phase 1 preparation. 

How To Approach RBI Grade B Phase 1 Exam

 Even if your first section doesn’t go well, don’t let it affect your performance in the remaining sections. Approach each section as an individual exam. Remember, if a section is difficult for you, it’s likely also difficult for others. If one section goes poorly, focus on maximizing your score on the remaining three. 

My RBI Grade B Phase 2 Preparation Strategy

Here is my RBI Grade B Phase 2 preparation strategy:

My RBI Grade B Descriptive Writing Strategy

I had previously written the UPSC-CSE mains exam, for which I joined a test series. My extensive answer-writing practice for the UPSC-CSE exam helped create a strong foundation for the RBI Grade B exam.

However, I recommend not jumping directly into answer writing for beginners. Without a solid understanding and good content, you won’t have much to write. Focus on a good overview of the syllabus first. Complete coverage isn’t necessary.

For example, start with management. Aim to study all the topics or choose a portion like personality. Delve into three specific topics: the definition of personality, factors affecting it, and the Big Five Model. Once you understand these concepts, formulate your own question, such as ‘Explain the Big Five model of personality,’ and write the answer in a notepad or Wordpad.

This is a practical approach to begin practicing descriptive writing. Another option is to form a small study group of three or four people (large groups lack focus). Aim for daily or bi-daily answer writing practice within the group. This will hold you accountable and motivate you.

My extensive answer-writing practice for the UPSC-CSE exam helped create a strong foundation for the RBI Grade B exam.

Importance of Syllabus in RBI Grade B Descriptive Writing 

In my opinion, the syllabus itself is a valuable resource for practicing descriptive answers. Every key term mentioned in the syllabus can be a potential question. Analyzing the syllabus helps identify potential topics for the descriptive questions.

For instance, the Ethics section itself suggests potential questions. Concepts like “emotional intelligence” and its components might be directly asked about in the exam. Similarly, if the syllabus mentions the “Global Financial Crisis” and its “Impact on India,” a question on this topic is highly likely to appear. 

The key takeaway is that the syllabus offers valuable clues about potential exam questions, eliminating the need to search for questions elsewhere. Here’s how to practice using the syllabus: Read it thoroughly and identify key terms. Then, try formulating your own questions based on those terms. 

Analyzing the syllabus helps identify potential topics for the descriptive questions.

How to Write RBI Grade B Descriptive Answers

The basic structure for answer writing remains Intro-Body-Conclusion (IBC). Here’s a breakdown of a sample answer using IBC:

1. Intro (50 words)

• Briefly define the topic in 50 words.

2. Body (400-500 words)

• Discuss both positive and negative aspects of the topic.
• Use bullet points for clarity and improved readability.
• Each bullet point can be a sub-topic with a brief explanation.

3. Conclusion (50 words)

• Briefly summarize the key points and suggest solutions (if applicable).

Benefits of Using Bullet Points

• Increased readability and clarity
• Emphasizes key points
• Makes better use of exam time (no need to write complete sentences)

Let’s understand this with an example.

Example question: What are the barriers to communication, and how can they be overcome?

Sample Answer: The sample answer is below.

1. Intro

• Communication is the exchange of information. Anything that hinders this process is a barrier.

2. Body

• Semantic Barriers: Misunderstandings due to language differences.
• Cultural Barriers: Differences in customs, values, or beliefs.
• To overcome these, practice active listening and be culturally sensitive.

3. Conclusion

• Give a good positive conclusion or a solution-oriented conclusion. For example, These are the communication barriers, but if we do this (solutions mentioned in the body), these barriers will be reduced, and the communication process will become effective.

This method allows you to write answers of varying lengths (400-600 words) by adding or removing details within the body section. 

The basic structure for answer writing remains Intro-Body-Conclusion (IBC).

How to Practice Sitting for Long Hours

When you are learning the basics, prioritize longer study sessions. If possible, aim for multiple 2-3 hour study sessions. This will help you develop the habit of focused studying for extended periods. When you’re comfortable sitting for longer stretches without distractions, the 90-minute exam sessions won’t feel as daunting.

Regularly scheduling longer study sessions builds stamina and prepares you for the actual exam format. The RBI Grade B exam has back-to-back FM, ESI, and English sessions. By incorporating longer study sessions into your routine, you’ll be well-equipped to handle this format.

If possible, aim for multiple 2-3 hour study sessions. This will help you develop the habit of focused studying for extended periods.

What I Did in the Break Between RBI Grade B Phase 2 Papers

My center was in Lucknow. I had booked a hotel 500 meters away from the exam center, so I went to the hotel during the break. I took a bath (although I had taken a bath in the morning) to refresh my mind and body. After taking a bath, I relaxed for a bit and then revised for the next paper. 

Why You Should Focus More on RBI Grade B Phase 2

Phase 2 is crucial for securing the final RBI Grade B exam selection, and you should put all your effort into this phase. Here’s some data to illustrate my point.

In 2022, the RBI Grade B Phase 2 cut-off was 171; the highest score reached 205. This translates to a gap of 34 marks above the cut-off. Someone who scored 205 in Phase 2 only needed 40 marks in the interview to crack the RBI Grade B exam.

So, I advise aspirants like you to focus on what you can control. The interview is a later concern. Now, concentrate on performing well in Phase 2. Study hard, write strong descriptive answers, and give it your all.

The interview might not be as critical if you score 20-25 marks above the Phase 2 cut-off. Interviews are subjective, so the final decision rests with the panel. However, scoring 40-45 marks in the interview can guarantee your place on the final list. Adopting this mindset can help you overcome interview anxiety and increase your chances of making the final cut. 

Focusing more on RBI Grade B Phase 2 and scoring 20 to 25 above the cut-off helps reduce interview anxiety.

My RBI Grade B FM Strategy

In my opinion, Finance and Management (FM) offers the highest potential for scoring points and requires less initial effort in the RBI Grade B Phase 2 exam. Here’s why:

• Static Content: Unlike Economic and Social Issues (ESI), where questions are often current-event based, FM content is more static.
• High Achievable Score: In 2022, the highest score in FM was 82 out of 100. This demonstrates the potential for achieving excellent results in this section. 

Moreover, if you score high marks in one subject, you can afford to score lower marks in other subjects.

Finance and Management (FM) offers the highest potential for scoring points and requires less initial effort in the RBI Grade B Phase 2 exam.

My Recommendation

Here is my recommendation for Phase 2 preparation:

1. Focus on FM First: Prioritize mastering the FM section before moving on to other areas.
2. Practice Descriptive English Next: Next, improve your descriptive writing skills in English.
3. Keep ESI for the Last: Address ESI last, as its vast syllabus relies heavily on current affairs. Remembering a large volume of factual information can be challenging.

Moreover, the finance syllabus doesn’t include core finance topics. It only contains general finance topics. I am from a commerce background and know what Finance is, which is not core Finance. Except for two to three topics like derivatives and bonds, there are general topics in the syllabus, such as inflation, financial inclusion, regulators, etc.

If you don’t have a commerce background, don’t be intimidated by the “Finance” label. The focus is on fundamental concepts like general finance. However, I would give more weight to Management between Finance and Management because Management is static, and more questions were asked from Management topics in the RBI Grade B Phase 2 exam.

Management is another static section with a history of high exam question frequency. For instance, I answered three descriptive questions from management and one from Finance. 

My RBI Grade B FM Resources

Here are my RBI Grade B FM resources:

1. Online Courses: I initially used an online course to prepare for the RBI Grade B Phase 2, especially the FM part. 
2. Additional Resources: When I struggled with concepts, I supplemented by watching YouTube videos or referring to Google.
3. S.P. Robbins’ Organizational Behavior Book: This book, recommended in the RBI Grade B notification, proved valuable. A question worth 8 marks came directly from this book.

FM questions are heavily application and concept-based. I recommend reading S.P. Robbins’ Organizational Behavior book to gain a strong foundation in these concepts. While the book is intended for MBA preparation, you must do a selective reading based on the RBI Grade B syllabus. Gaining conceptual knowledge will improve your performance on both objective and descriptive questions.

Which Are the Important Topics?

I believe Management concepts like the Evolution of Management, Motivation Theory, Leadership, and related theories are crucial for descriptive writing. RBI could include them as a 600-word descriptive question or a short note format.

Preparing short notes on various theories, like the nudge Theory, can be beneficial. Knowing the core elements of a short note allows you to adapt it to different situations. A strong short note typically includes the theory’s definition, originator, advantages and disadvantages, organizational applications, and real-world examples (e.g., implementation in government and private sectors).

By writing multidimensional short notes, you increase your chances of scoring well. This approach also helps you meet word count requirements by allowing you to break down 600 words into manageable sections.

Importance of Sticking to the Word Limit

The criteria for checking descriptive answers in the RBI Grade B exam is not clear. However, I recommend always adhering to the word limit. In FM, I consistently wrote between 1800-1900 words. While completing the paper was my priority, this approach was only possible due to thorough preparation and well-organized notes.

Here’s my advice on word limits: Strive to stay within the prescribed limit. For the 600-word limit, try to write at least 550 words. Good preparation and concise notes will enable you to answer questions effectively within the time constraints.

I recommend staying within the prescribed word limit.

How to Read RBI Website

When exploring the RBI website, prioritize information relevant to the general public and the broader economy. This includes topics like Central Bank Digital Currency (CBDC) and the launch of the Daksh system, etc. These resources are found in the “What’s New” section on the RBI homepage.

While staying informed about new developments is important, avoid getting overwhelmed by daily updates. Focus on substantial changes rather than minor details. Look for insightful content that explains concepts rather than simply reporting facts.

When exploring the RBI website, prioritize information relevant to the general public and the broader economy. 

My RBI Grade B ESI Strategy

As mentioned earlier, most ESI questions are current affairs-based. For example, in 2022, a question was asked about the difference between a bank and an NBFC. While the core concept (banks vs. NBFCs) is static, current events like ongoing monetary policy changes can influence the answer. This makes it a question with both static and current elements.

Similarly, another question inquired about economic reforms in India since 1990. While the starting point (1990) is fixed, the answer can incorporate historical and recent developments like GST, IBC, or labor reforms. 

Newspapers are a valuable resource for staying updated on current events relevant to ESI. The Press Information Bureau (PIB) website is crucial for objective questions. The PIB often provides news about government schemes and other government updates.

Here are some resources for objective question preparation:

• Make your own notes from newspapers or government websites.
• Review coaching materials if available.
• Refer to the PIB website for official government information.

Most ESI questions are current affairs-based.

How I Covered Government Schemes

I struggled with efficiently incorporating recent government scheme updates into my studies. To address this, I created a system of reviewing two government schemes daily, aiming to cover 150 in total. Instead of cramming all 150 schemes at once, I spread the review process over 75 days. This spaced repetition approach aids in long-term retention.

Whenever I encountered a confusing scheme, I turned to EduTap’s YouTube channel and Deeksha Ma’am’s videos on Government schemes. Her videos helped solidify my understanding by summarizing each scheme’s key points, purpose, and historical context.

I also created personal notes for any scheme requiring further clarification, focusing on eligibility criteria and purpose. YouTube videos were a valuable resource when additional details were needed.

Understanding government schemes involves a combination of memorization (e.g., eligibility criteria) and comprehension (e.g., purpose).

I reviewed two government schemes daily and covered 150 in total in 75 days. 

How I Covered the Reports

Familiarizing yourself with reports from key organizations, in addition to government schemes, is crucial. The World Bank, IMF, and the Central Depository (CD) reports are important for the RBI Grade B exam.

Remembering data points like GDP figures can be highly beneficial. Analyzing past trends and projections for GDP is a common exam question. Here’s an example: if a question states the headquarters of an organization and the answer is “France,” I could easily guess that the organization is the World Bank.

The World Bank, IMF, and the Central Depository (CD) reports are important for the RBI Grade B exam.

My RBI Grade B Descriptive English Strategy

After struggling with poor time management in my previous attempt, particularly for essays, I enrolled in a Descriptive English test series. It helped me improve my time management skills for all sections: Reading Comprehension, Precis Writing, and Essay Writing. Taking practice tests helped me realize that allocating 30 minutes to each section was an effective strategy for completing all answers within the time limit.

Previously, I tackled Reading Comprehension first because you do not have to do anything in RC; everything is given to you in front. Next, I attempted Precis Writing due to its perceived relative ease compared to an essay. Finally, I attempted the essay.

I believe there’s no magic formula for Descriptive English success. The key lies in regular practice to assess comprehension, writing skills, and time management. Focusing on fundamentals like grammar, spelling, and clear writing will help you achieve a good score.

I joined a descriptive English test series that helped me improve my time management skills for all sections.

My RBI Grade B Interview Preparation Strategy

In my experience, the biodata form plays a crucial role in the RBI Grade B interview process. After your Mains exam, you need to fill out the application, which is then presented to the interview panel. So, take the time to fill it out accurately and comprehensively.

Remember, your biodata is your opportunity to showcase your strengths and achievements. The panel members may have limited time with each candidate, so use every word strategically. Think of it as a way to “sell yourself.” 

For example, I organized a college event on the Goods and Services Tax (GST) and won first prize. I mentioned this accomplishment in my biodata. Along with this, I also mentioned my volunteer work at NSS, academic achievements, etc. I also mentioned that I frequently donate blood. The panel asked me questions on all these topics.

I believe you can easily prompt the panel to ask questions based on your biodata, allowing you to demonstrate your knowledge and communication skills, etc.

Even your hobbies can be valuable additions. Consider mentioning if you’re passionate about artificial intelligence or machine learning. This could lead to interesting discussions during the interview. However, avoid overcrowding your biodata. Conciseness and clarity are key.

Your biodata form is crucial in the RBI Grade B interview process.

Prepare Answers to Common Questions

Beyond the biodata, familiarizing yourself with the RBI website is crucial. Stay updated on recent speeches and announcements. Anticipate frequently asked interview questions like “Why do you want to join the RBI?” and craft thoughtful, personalized responses.

While strong communication is important, don’t underestimate the value of conceptual clarity. The RBI Functions and Working PDF is a valuable resource for building a solid foundation in core concepts.

Regularly reading newspapers will keep you informed about current events in the financial sector. Being aware of major events like the Jackson Hole meeting shows initiative and a genuine interest in the industry.

Importance of RBI Grade B Mock Interviews

RBI Grade B Mock interviews are a fantastic way to refine your interview skills. Practice with a partner or participate in formal mock interview sessions. Feedback from experienced individuals can be invaluable for identifying areas for improvement.

RBI Grade B Mock interviews are a fantastic way to refine your interview skills.

Is It Okay to Say “No” in an Interview?

Absolutely! It’s important to remember that we’re human beings, not robots. Honesty is crucial in the RBI grade B interview. If you don’t know the answer to a question, say so politely. When I encountered such a situation, I politely told them, “I apologize, sir, but I’m not familiar with that specific fact.”

Saying “no” to factual questions you can’t answer is perfectly acceptable. However, simply saying “no” isn’t the best approach for opinion-based questions, which require you to demonstrate your critical thinking skills. 

For example, if asked, “Do you think bank privatization should be done?” it’s important to share your well-considered opinion, even if it differs from the interviewer’s. Not having an opinion could be perceived negatively.

If you don’t know the answer to a question, say so politely. 

My RBI Grade B Psychometric Test Experience

In my case, the psychometric testing system wasn’t functioning correctly, so I had to take it on my mobile phone. Initially, I was unsure how to answer. Since I wanted to maintain a balanced personality, I avoided extreme options like “Strongly Agree” or “Strongly Disagree.” Instead, I opted for “Agree” or “Neutral” for most questions.

How EduTap Helped in My RBI Grade B Journey

This was my second attempt at the RBI Grade B exam. Throughout both attempts, I relied heavily on coaching resources, including EduTap. Their study materials provided a strong foundation for my content knowledge. After reading each topic, I practiced my understanding by attempting the available multiple-choice questions (MCQs).

EduTap also offers excellent resources for developing descriptive answer writing skills. They provide potential descriptive questions with model answers to guide your writing. You can draft your own response and then compare it to the model answer for improvement.

I also watched Deeksha Ma’am’s videos on government schemes and Kritika Ma’am’s videos for finance-related news updates. Previously, I had difficulty understanding new microfinance regulations, but EduTap’s video helped me understand the topic. It provided clear explanations and addressed the regulatory changes.

I relied heavily on coaching resources, including EduTap. Deeksha Ma’am’s government schemes and Kritika Ma’am’s finance-related news videos were really helpful.

Anchit Sir’s Strategies: A Valuable Guide

Anchit Sir’s strategy videos on EduTap’s YouTube channel were invaluable throughout my RBI Grade B preparation. His credibility as a seasoned educator who has trained many successful aspirants added weight to his advice. For instance, he recommended focusing on three months of current affairs for Phase 1, which I followed diligently.

I also found EduTap’s topper talks on YouTube highly beneficial. These videos allowed me to analyze successful candidates’ strategies and develop a personalized approach that addressed my strengths and weaknesses.

Anchit Sir’s strategy videos on EduTap’s YouTube channel were invaluable throughout my RBI Grade B preparation. 

Here is a video in which Mr. Utkarsh Agrawal explains his RBI Grade B preparation strategy.

Conclusion

Utkarsh’s successful journey to the RBI Grade B exam was anything but easy. Despite multiple setbacks (two failed UPSC CSE attempts and one failed RBI Grade B attempt), his perseverance, hard work, and willingness to learn from his mistakes ultimately led him to success. His inspiring journey offers young aspirants like you the knowledge needed to succeed, valuable lessons about self-belief and time management, and the importance of effective preparation strategies.